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The progression of financial infrastructures through decentralization is reshaping traditional economies. This transformation enhances transparency and accessibility, allowing individuals to directly access financial services without intermediaries. Leveraging blockchain and smart contracts, DeFi boosts operational efficiency and cuts costs. Consequently, users gain more control over their assets, spurring innovation and healthy competition among providers. Decentralized platforms cultivate a more inclusive financial ecosystem, empowering underrepresented groups and encouraging worldwide economic involvement. Moreover, the security provided by decentralized systems reduces risks linked to central points of failure, paving the way for a resilient financial future.